Guide

Top One Futures rules by account size (25K, 50K, 100K, 150K): Elite Daily, Elite ACCESS, X-Ultra and Elite profit targets, drawdown, Daily Loss Limit, consistency and payouts

By TradeDesk HQ editorial desk · checked 2026-10-15 against the official sources below

The short answer

Top One Futures sells several evaluations; Elite Daily is the first tab on its homepage. On the 50K Elite Daily plan the profit target is $3,000, the Trailing Max Drawdown is $2,000, End of Day, and the Daily Loss Limit is $1,000 on both the evaluation and the funded account. The Consistency Rule is 40% on the evaluation; none on the funded account. Max Contracts are 3 Minis / 30 Micros, the homepage card lists $218 per month before code 30M, the Reset on Evaluation is $104 and there is no activation fee. Funded accounts pay 90/10, every 24 hours once conditions are met. Elite ACCESS (one-time $39, 30 days, no daily loss limit or consistency rule on the evaluation, activation fee after passing) and the limited X-Ultra (8% target, Daily Loss Limit is a hard breach) are the other current evaluations.

Side-by-side

Rule	25K	50K	100K	150K
Profit target (Elite Daily Evaluation, 6%)	$1,500	$3,000	$6,000	$9,000
Trailing Max Drawdown, End of Day (Elite Daily Evaluation)	$1,000	$2,000	$3,000	$4,500
Trailing Drawdown, End of Day (Elite Daily Funded; locks at starting balance + $100)	$1,000	$2,000	$2,500	$3,500
Daily Loss Limit (Elite Daily, evaluation and funded)	$500	$1,000	$1,250	$1,850 (the general DLL table says n/a)
Max Contracts (Elite Daily and Elite ACCESS evaluation; funded accounts from 50K start lower and scale)	1 Mini / 10 Micros	3 Minis / 30 Micros	5 Minis / 50 Micros	7 Minis / 70 Micros
Consistency Rule (Elite Daily)	40% on the evaluation, none funded	40% on the evaluation, none funded	40% on the evaluation, none funded	40% on the evaluation, none funded
Monthly price (Elite Daily Evaluation, homepage list price before code 30M)	$178 per month	$218 per month	$398 per month	$549 per month
Reset on Evaluation (Elite Daily; the overview article lists $66, $82, $154, $215)	$84	$104	$194	$270
Reset on Funded (Elite Daily)	$299	$499	$849	$1,250
Max Payout Per Request (Elite Daily Funded; $500 minimum)	$750	$1,000	$1,500	$2,250
Payout Buffer (Elite Daily Funded)	$1,500	$2,500	$3,500	$4,500
Evaluation fee (Elite ACCESS and Intraday, one-time, 30 days to pass)	$39 (homepage: struck-through $139)	$39 (homepage: struck-through $189)	$39 (homepage: struck-through $259)	$39 (homepage: struck-through $359)
Profit target (Elite ACCESS Evaluation, 6%)	$1,500	$3,000	$6,000	$9,000
Max drawdown, EOD trailing (Elite ACCESS and Intraday Evaluation)	$1,000	$2,000	$3,000	$4,000
Max drawdown when funded (EOD trailing on Elite ACCESS, intraday trailing on Intraday)	$1,000	$2,000	$3,000	$3,500
Daily Loss Limit (Elite ACCESS and Intraday; funded only, none on the evaluation)	$500	$1,000	$1,250	$1,750 (homepage card: $1,850)
Activation fee (Elite ACCESS / Elite ACCESS Intraday)	$139 / $69	$189 / $94	$259 / $129	$359 / $179
Reset (Elite ACCESS and Intraday Evaluation)	$35	$35	$35	$35
Funded reset (Elite ACCESS / Elite ACCESS Intraday)	$299 / $149	$499 / $249	$849 / $449	$1,349 / $649
Payout buffer (Elite ACCESS funded; a payout needs buffer + $500)	$1,500	$2,000	$3,000	$4,500
Max per payout (Elite ACCESS funded; $500 minimum)	$1,000	$1,500	$2,000	$2,500
Min profit for a profitable day (Elite ACCESS funded; 5 days per payout)	$200	$250	$300	$350
Profit target (X-Ultra Evaluation, 8%; limited release)	Not offered	$4,000	$8,000	$12,000
Max drawdown, EOD trailing (X-Ultra Evaluation / Funded)	Not offered	$4,000 / $3,000	$8,000 / $4,500	$12,000 / $6,000
Daily Loss Limit (X-Ultra, hard breach)	Not offered	$1,000	$1,500	$2,000
Max contracts (X-Ultra Evaluation)	Not offered	5 minis (50 micros)	10 minis (100 micros)	15 minis (150 micros)
One-time price (X-Ultra, launchpad list price before code LAUNCHPAD)	Not offered	$258	$378	$518
Reset fee (X-Ultra, launchpad card)	Not offered	$119	$179	$249
Maximum payout (X-Ultra funded; no buffer, $50 minimum)	Not offered	$5,000	$7,000	$9,000
Max Trailing Drawdown (original Elite, help center only)	$1,000	$2,000	$3,000	$4,500
Daily drawdown (original Elite)	$625	$1,250	$2,500	$3,750
Evaluation reset / Elite Sim Funded reset (original Elite)	$29 / $199	$39 / $299	$79 / $399	$119 / $499
Maximum per withdrawal (Elite Sim Funded)	$1,500	$2,500	$3,000	$3,500
Activation fee (original Elite)	$149	$149	$149	$149
Profit split (all sim funded plans; live 80/20)	90/10	90/10	90/10	90/10

FAQ

What are the Top One Futures 50K Elite Daily rules?

The 50K Elite Daily evaluation has a $3,000 profit target, a $2,000 Trailing Max Drawdown (End of Day), a $1,000 Daily Loss Limit on the evaluation and funded account, a 40% consistency rule on the evaluation only and Max Contracts of 3 Minis / 30 Micros. The homepage card lists $218 per month before codes, the Reset on Evaluation is $104 and there is no activation fee. (per help.toponefutures.com, checked 2026-10-15)

What is the difference between Elite Daily and Elite ACCESS?

Elite Daily is a monthly subscription with a Daily Loss Limit on the evaluation and funded account, a 40% consistency rule on the evaluation only, no activation fee and payouts every 24 hours. Elite ACCESS costs a one-time $39 with 30 days to pass and has no daily loss limit and no consistency rule on the evaluation; after passing you pay an activation fee ($189 on a 50K), and funded payouts need 5 profitable days, a balance above the buffer + $500 and the 40% consistency rule. (per help.toponefutures.com, checked 2026-10-15)

Does Top One Futures use an end-of-day or intraday drawdown?

Elite Daily and Elite ACCESS use an End of Day trailing drawdown: it updates after the session closes, a breach depends on the daily close (at or below the level on Elite Daily, below it on Elite ACCESS), and it locks at the starting balance + $100 ($50,100 on a 50K). Elite ACCESS Intraday switches to an intraday trailing drawdown on the funded account that follows your highest equity, open trades included. On the original Elite plan the level is set from end-of-day balances, but an intraday drop below it is already a breach. (per help.toponefutures.com, checked 2026-10-15)

How do payouts work on a Top One Futures Elite Daily funded account?

You can request a payout every 24 hours once all conditions are met. The minimum is $500, the maximum per request is $1,000 on a 50K, and a $2,500 buffer must stay in the account. From the second payout at least 50% of each request must be new profit since the previous payout. The profit split is 90/10, and 5 successful payouts are the standard step to a live account. (per help.toponefutures.com, checked 2026-10-15)

Can you trade news or hold positions overnight at Top One Futures?

News trading is allowed on evaluations and most funded accounts, but Elite Daily, Elite ACCESS and Elite ACCESS Intraday funded accounts may not execute trades 2 minutes before and 2 minutes after major high-impact news; X-Ultra has no news rule. Overnight holding is not allowed: all open trades are automatically closed by 4:10 PM EST. (per help.toponefutures.com, checked 2026-10-15)

Where these figures come from

Every dollar amount and label in this guide is copied from Top One Futures' official help center at help.toponefutures.com (all 116 English Intercom articles, fetched directly on 15 October 2026) and from the plan cards on toponefutures.com and toponefutures.com/launchpad. No help article prices the Elite Daily or X-Ultra evaluations, so those prices come from the cards. Each card shows a struck-through list price next to a discounted price, for example $218 and $109 with code 30M on the 50K Elite Daily card; we quote the list price. The help center titles the plan Elite Daily V2 and the homepage card says Elite Daily; the rules on both match. Where two official pages disagree we say so below.

Which plan is which

Elite Daily is a monthly subscription with a Daily Loss Limit on the evaluation and funded account, a 40% consistency rule on the evaluation only, no activation fee and daily payouts. Elite ACCESS has a one-time entry fee of $39, 30 days to pass, no daily loss limit and no consistency rule on the evaluation, and an activation fee after passing; Elite ACCESS Intraday is the same evaluation, but the funded account uses an intraday trailing drawdown and the activation fees are lower. X-Ultra is a Launchpad limited release: 1,500 accounts across all sizes, sales opened on October 1, 2026 at 10:00 AM CT, sold out means sold out, and resets stay available afterwards; it has an 8% target, no activation fee and a Daily Loss Limit that is a hard breach. The original Elite 1-step evaluation is fully documented in the help center, and the comparison article still names Elite as one of three distinct pathways, but it had no card on the homepage on 15 October 2026 and the help center does not publish its price. INSTANT Sim Funded, S2F Sim Pro and IGNITE Instant Funding skip the evaluation and are not covered here. Sizes are $25,000, $50,000, $100,000 and $150,000; X-Ultra comes in $50,000, $100,000 and $150,000.

Key rules on the 50K Elite Daily plan

On the 50K Elite Daily plan the profit target is $3,000 (6%), the Trailing Max Drawdown is $2,000, End of Day, and the Daily Loss Limit is $1,000 on both the evaluation and the funded account. The Consistency Rule is 40% on the evaluation; none on the funded account. Max Contracts are 3 Minis / 30 Micros on the evaluation; a funded 50K starts at 1 Mini / 10 Micros, moves to 2 Minis / 20 Micros from $1,500 of simulated profit and to 3 Minis / 30 Micros from $2,000. The homepage card lists $218 per month, shown as $109 with code 30M. The Reset on Evaluation is $104 and there is no activation fee (Activation Fee: None); the funded account is issued automatically by the start of the next trading session. Funded drawdown: $2,000 EOD, locks at $50,100. Payouts can be requested every 24 hours once all conditions are met: $500 minimum, $1,000 maximum per request, $2,500 buffer; 50% Daily Progression Rule from the second payout. The profit split is 90/10, and the path to live on Elite Daily takes 5 successful payouts.

How the drawdown trails and locks

Elite Daily's Max Loss Limit is an End of Day trailing drawdown: it does not trail intraday, it updates after the session closes based on your end of day balance, and it locks at your starting balance + $100. The help center's example: a $50K evaluation starts with a breach level of $48,000; after a day that closes at $52,000 the level is $50,000, and if any later day closes at or below $50,000 the account is breached. There are no warnings when the MLL is breached. Elite ACCESS works the same way on the evaluation and the funded account: intraday drops below the level do not count unless the day closes below it, and the level locks at $50,100 on a 50K. Elite ACCESS Intraday keeps that EOD drawdown on the evaluation, but its funded account uses a Trailing Intra-Day Drawdown that follows your highest equity, open trades included, tick by tick, and keeps trailing until your first payout request, when it locks at starting balance + $100. X-Ultra's drawdown is also EOD trailing and locks at starting balance + $100; the help article says the account fails if your balance drops below the MLL. The original Elite differs: its Max Trailing Drawdown is set from end-of-day balances, but you cannot drop below the threshold at any time intraday, so on a $50,000 account a balance below $48,000, even for a moment, is a breach. The general Lock Upon Payout article says that when you request a payout the maximum trailing drawdown locks at the starting balance plus $100; the Elite Daily payout article adds that the End of Day trailing drawdown remains active after a payout.

Daily Loss Limit

Elite Daily: $500, $1,000, $1,250 and $1,850 by size, on the evaluation and the funded account, calculated from the previous trading day's closing balance; realized losses, unrealized or floating losses and commissions and fees count. A $25K account that closed the previous day at $26,000 hits the limit at $25,500. On the evaluation a violation pauses the account until the next trading day; on a funded account it is a soft breach and trading resumes the next day. Elite ACCESS and Elite ACCESS Intraday have no Daily Loss Limit on the evaluation; funded accounts have $500, $1,000, $1,250 and $1,750 as a soft breach (paused for the rest of the day). X-Ultra's Daily Loss Limit ($1,000, $1,500, $2,000) is a hard breach: reaching it fails the account, on the evaluation and the funded account. The original Elite has a daily drawdown of $625, $1,250, $2,500 and $3,750. Top One Futures warns that the DLL is a risk management tool, not a stop loss: it can execute late or early, fill at a different price or not trigger exactly, so place hard stop loss orders on your trades.

Consistency rules

Elite Daily evaluation: no single trading day may account for more than 40% of your total profit at the moment the profit target is reached; it uses closed profits and is recalculated continuously. The help center's 50K examples: days of $2,000 and $1,000 reach the $3,000 target, but the largest day is 66%, so the account is not compliant yet; days of $1,200, $1,000 and $800 give 40% and pass. Exceeding the rule does not fail the account, you keep trading. Elite Daily funded accounts have no consistency rule. Elite ACCESS: no consistency rule on the evaluation; on funded accounts your largest winning day must not exceed 40% of total profits in the current payout cycle, checked when you request a payout and reset after each payout. X-Ultra: 50% on the evaluation (with a $2,500 best day a 50K needs at least $5,000 total profit to pass) and none on the funded account. Original Elite: none on the evaluation and 25% on Elite Sim Funded accounts, reset after each payout; for this calculation a trading day ends at 5:00pm EST.

Funded payouts

Elite Daily: payouts every 24 hours, provided all payout conditions are met; 90% trader and 10% firm; $500 minimum; maximum per request $750, $1,000, $1,500 and $2,250; a fixed buffer of $1,500, $2,500, $3,500 and $4,500 must stay in the account (minimum balance after payout $52,500 on a 50K). After your first payout at least 50% of every payout request must come from new profits generated since your previous payout, and eligibility for the next payout begins the following trading day. Once an Elite Daily funded account is breached, profits remaining inside the buffer are not withdrawable. Elite ACCESS and Intraday: 5 profitable days before each payout, a day counting when it reaches $200, $250, $300 or $350 by size; a balance above the payout buffer + $500 (required profit $2,000, $2,500, $3,500 and $5,000); $500 minimum; maximum per payout $1,000, $1,500, $2,000 and $2,500; the 40% consistency rule; and the 50% progression rule from the second payout. X-Ultra: no payout buffer and no consistency rule; 7 profitable days of at least $250, $500 or $750 (4 with the 4-day payout add-on, bought for a fee with the account); $50 minimum; maximum $5,000, $7,000 and $9,000; at least 50% of each request must be new profit. Original Elite: a profit target per payout of 6% for the first, 5% for the second and 4% from the third on, 25% consistency, and a maximum per withdrawal of $1,500, $2,500, $3,000 and $3,500. All sim funded accounts use a 90/10 profit split. Payouts go through Rise (Riseworks.io), and a verified Rise account linked to your profile is required to request one.

Contract scaling

Elite Daily and Elite ACCESS evaluations allow the full contract limit from day one: 1 Mini / 10 Micros (25K), 3 Minis / 30 Micros (50K), 5 Minis / 50 Micros (100K) and 7 Minis / 70 Micros (150K). Funded accounts scale with end-of-day simulated profit, updated once per day and applied the next trading day: a 50K starts at 1 mini, 2 minis from $1,500 and 3 minis from $2,000; a 100K starts at 2 minis and reaches 5 minis from $3,000; a 150K starts at 3 minis and reaches 7 minis from $4,500 (the Elite Daily and Elite ACCESS tables differ in the 150K middle tiers). X-Ultra evaluations allow 5, 10 and 15 minis; funded X-Ultra starts at 2, 4 and 6 minis, scales to 4, 8 and 12 minis, and the level can also go down. The original Elite has fixed limits with no scaling. Micro Bitcoin (MBT) has separate, lower limits. Exceeding your limit can get trades rejected, profits removed or a payout denied.

News, trading hours and other rules

You can place trades between 6:00 PM EST and 4:10 PM EST the next day, Monday to Friday, with a daily break from 5:00 PM to 6:00 PM EST; the final session closes at 4:00 PM EST on Friday and weekend trading is prohibited. All open trades are automatically closed by 4:10 PM EST, so there is no overnight holding. News trading is allowed, except that Elite Daily, Elite ACCESS and Elite ACCESS Intraday have a news rule: no trades 2 minutes before and 2 minutes after major high-impact news on funded accounts; no restrictions on the evaluation. Opening or closing a trade, placing pending, stop or limit orders and modifying a stop loss or take profit all count; a position opened before the window may be held through it. A violation can remove that trade's profits or deny the payout, but it is not automatically a hard breach unless abuse is detected. X-Ultra has no news rule. Rules on all accounts: trades must stay open longer than 10 seconds; at least one trade every 14 calendar days or the account is hard-breached for inactivity; no EAs, bots or automated trading; copy trading only between your own accounts of the exact same type and size; no hedging between accounts; residents and citizens of the restricted countries listed in the help center cannot use the service.

Pricing, resets, activation and account limits

Elite Daily evaluations are a monthly subscription that renews on the same date each month; the homepage list prices are $178, $218, $398 and $549 per month (the cards show 50% off with code 30M). A successful rebill resets a breached evaluation; the subscription ends automatically once you pass, and if you fail you must cancel it yourself. Elite Daily resets cost $84, $104, $194 and $270 on the evaluation and $299, $499, $849 and $1,250 on the funded account. Elite ACCESS costs a one-time $39 per evaluation; evaluation resets are $35 for every size, funded resets $299, $499, $849 and $1,349 (Intraday $149, $249, $449 and $649), and after passing you pay an activation fee of $139, $189, $259 or $359 (Intraday $69, $94, $129 or $179). X-Ultra is a one-time payment of $258, $378 or $518 on the launchpad cards (50% off with code LAUNCHPAD), resets cost $119, $179 and $249, and there is no activation fee. Original Elite: a $149 activation fee for every size, evaluation resets of $29, $39, $79 and $119, and Elite Sim Funded resets of $199, $299, $399 and $499; a breached Elite evaluation is paused until your anniversary billing date unless you buy a reset. A reset must be bought within 14 days of the breach, discounts and coupons do not apply to reset fees, and accounts that already received a payout cannot be reset. Activation fees are due within 14 days of passing. All purchases are non-refundable. Active funded accounts per household: Elite Daily 5, Elite ACCESS and Intraday combined 10, X-Ultra 3, Elite Sim Funded 5 (25K or 50K) or 3 (100K or 150K); promotions can raise these temporarily. Elite Daily and Elite ACCESS also cap evaluation purchases at 10 per rolling 30 days and resets at 12 per evaluation account in a 30-day window. Commissions are $5.76 round turn on ES and NQ and $1.90 on MES and MNQ.

Path to live

After 3 successful payouts from one sim funded account a risk manager reviews it and either keeps you in sim or moves you to a live account, sometimes sooner; Elite Daily is the exception and requires 5 successful payouts. Most traders first trade a Pre-Live account with the same parameters as live, no consistency rule and no Daily Loss Limit, payouts every 24 hours with a $200 minimum, and an 80/20 profit split. Live accounts start at a $0 balance with an EOD drawdown of $1,000, $2,000, $3,000 or $4,000 by size, no payout caps, no consistency rule and no Daily Loss Limit, and you can scale to up to 5 live accounts; the split goes from 90/10 to 80/20. The help center lists max withdrawals of $2,000, $4,000, $8,000 and $12,000 as the milestones for the upgrade from Pre-Live to a fully live brokerage account. Live traders pay professional market data at $140/mo per exchange (CME, NYMEX, COMEX or CBOT). The live account takes 2 to 3 weeks to set up, other sim accounts are closed when you move, and a Pre-Live or Live breach brings a mandatory 3-week cooling-off period.

Where Top One Futures' own pages differ

1. Elite Daily evaluation reset: the reset article and the homepage cards say $84, $104, $194 and $270; the Elite Daily V2 overview says $66, $82, $154 and $215; the account comparison article says From $93 to $297. We use the reset article. 2. Elite Daily account limits: the Maximum Account Rules article and the prohibited-practices list say a household may trade a maximum of 5 Elite Daily accounts at any time, evaluation and funded combined, and that sizes may be mixed; the overview allows up to 10 evaluation purchases per rolling 30 days and no more than 5 active funded accounts; the account-limit articles say All 5 must be the exact same account size. 3. Elite Daily 150K: the overview and the homepage list a $150K Elite Daily account with a $1,850 Daily Loss Limit, while the general daily drawdown table shows n/a for Elite Daily V2 at $150,000. 4. Elite ACCESS 150K funded Daily Loss Limit: $1,750 in the help center, $1,850 on the homepage card. 5. Elite ACCESS price: the help center calls $39 the one-time entry fee; the homepage shows $39 as a Limited time offer next to struck-through $139, $189, $259 and $359. 6. X-Ultra: the launchpad page says Withdraw 100% of your profits, while the same cards (Max Profit Split 90%) and the payout article give a 90% profit split; the X-Ultra resets article says to check the website for reset prices, and the launchpad cards show $119, $179 and $249. 7. Original Elite daily drawdown: the Elite overview says 2.5%; the account comparison article says 2% - 2.5%.

What this guide leaves out

INSTANT Sim Funded, S2F Sim Pro and IGNITE Instant Funding (no evaluation), the full commissions table, the restricted-country list, platform setup (Tradovate, NinjaTrader, BlackArrow, WealthCharts) and live-account details beyond the summary above. Promo codes are listed on our Top One Futures firm page. We found no official pass-rate figure in the help center. Rules change; confirm on help.toponefutures.com before you buy.

Sources

Rules change; confirm on the firm's site before buying. Related: Top One Futures promo codes & overview

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Not financial advice. Educational content only. Trading futures, options and crypto involves substantial risk of loss. Full disclaimer.